Thursday, April 17, 2014

Rough months end

 
I know I said my next post would talk about how I put our budget together. But, this past week Tim and I kind of fell of the budget bandwagon. Let's say life got in the way.

With that being said, Tim and I really could have made the better choice and stayed on budget. Lesson learned for next time.

So what happened you ask? I got sick. It started with a UTI. There is an extra $25 going toward antibiotics. Then because I was in so much pain I didn't want to cook dinner. There went $15 for Chipotle (not big deal if we hadn't already spent our eating out money)

On top of that, I then came down with a stomach bug and still did not want to cook. Tim worked late alot that week and was too tired to cook. More money down the lazy drain.

So, I say we could have made better choices. We could have forced ourselves to eat in. Hindsight tells me, we could have eaten cereal for dinner. Or, even thinking about it now, maybe I should have some meals in the freezer to thaw and throw in the oven. Come to think of it, I have a bunch of soup my mom canned for us in my pantry.

When Tim and I sit down on Saturday to get our budget ready for the upcoming month, we will talk about how we could have stayed on budget and what we will do to be better prepared for something like this again.

It is frustrating to start the month out with an idea of how much will go into savings that month and then to finally get to the end of the month and not have nearly that left.

But this was the first month on budget. We are learning. We will make mistakes. But the great thing is that I am not discouraged from continuing our budget. Yes, we spent more than we should have, but we didn't spend more than we have. We will get into the next month without having an NSF fee.

I would say, progress has been made!

(Tip: Reading Dave Ramsey books and lsistening to his raido show online has really kept me motivated through this month, especially after falling off the budgeting wagon like we did.)